diff --git a/borgmatic/config/collect.py b/borgmatic/config/collect.py
index 871f69a1d..71e0c45ca 100644
--- a/borgmatic/config/collect.py
+++ b/borgmatic/config/collect.py
@@ -1,7 +1,8 @@
 import os
 
 
-DEFAULT_CONFIG_PATHS = ['/etc/borgmatic/config.yaml', '/etc/borgmatic.d']
+DEFAULT_CONFIG_PATHS = ['/etc/borgmatic/config.yaml', '/etc/borgmatic.d',
+                        os.path.expanduser('~/.config/borgmatic/config.yaml')]
 
 
 def collect_config_filenames(config_paths):